1. What is TEAM BASED WEALTH MANAGEMENT (TBWM)?
TBWM combines the best of three professions, a financial advisor, an estate and tax planning attorney and a tax return specialist all in one location. With this approach a client's financial and personal goals, visions and values are viewed in a comprehensive, cohesive and consistent manner. Tax benefits are thereby increased and conflicts are reduced across many legal documents.
2. How does TBWM help me?
The TBWM structure helps our clients by reducing the amount of time and money required to meet individually with multiple professionals.
The TBWM structure helps the client avoid the typical experience of traveling to each of their professional advisors at different times throughout the year. In this experience the client assumes the primary responsibility of coordinating and re-educating each professional as to the client's desires and objectives. Most often, this lack of effective communication forces the client to be one who must attempt to understand the overlap between each professional's discipline. This experience can be devastating to a client's wealth management plan.
3. Am I obligated to use all three professionals at one time?
No. If you already have a tax return or estate planning advisor, there is no obligation to change.
4. What is Advanced Individual Retirement Account (IRA) Planning?
Finding a method to leave a lasting legacy to your loved ones without increasing their tax burdens is complicated. Advanced IRA Planning is a powerful approach that can benefit your heirs for generations to come. With Team Based Wealth Management, Advanced IRA Planning is comprehensive, cohesive, consistent and clear.
5. Is Advanced IRA Planning right for me?
Do you want any portion of your IRA funds going to your children or grandchildren? Does your trust have any restrictions on how assets pass to beneficiaries? Should your IRA align with the provisions of your trust? If you answered "yes" to any of these questions, then you can benefit from advanced IRA planning?
6. What does “Independent Fee-Based Wealth Management” mean & why is it important for the client?
Independent fee-based wealth management means that we are not obligated to any company, carrier or product. We charge a fixed amount with no hidden fees.
7. Who can benefit from our services?
Our clients typically are between the ages of 40 and 70, own a home, have a family, have investments in excess of $500,000, and want to plan prudently for their financial future while simultaneously receiving the benefits of a Team Based Wealth Management approach. However, we do not accept everyone as a client. We want each client to experience exceptional value for our services. If we do not believe we can provide reasonable value to a potential client, we will not pursue a relationship.
8. Why should I choose Crossroads Capital Management?
From the moment you walk through our door, we want you to have a unique experience. We enjoy building long lasting meaningful relationships and making Wealth Management Planning fun and interesting in a high-touch boutique service environment. We have a unique Team Based Wealth Management™ approach and structure. We donate 2% of our fees to a charity of our client’s choice.
9. How do you get started?
Contact us by completing the page found under the “Contact Us” link and we will contact you to discuss how we can best serve you. There is no charge for your initial consultation.
